When a natural disaster, such as a hurricane, occurs in the Gulf Coast area, getting the help you need can be difficult. Oftentimes, these devastating storms can cause an immense amount of damage to your property and emotional well-being, especially in the event that your home is severely damaged or family is injured. Then, hurricane insurance coverage steps in, which many would think causes a sigh of relief, yet getting the claim you deserve can add to the list of issues you are already experiencing-especially when an insurance company is receiving thousands of claims.
We’re currently in the middle of hurricane season. Chances are many of us will face a tropical storm or a hurricane at some point before this season ends. It’s important to know what your insurance company should provide for you after a hurricane so you can be prepared. Preparation is the best step you can take when dealing with a hurricane. So, keep reading as we dive deeper pertaining what you should expect from your insurance company after a hurricane.
What Your Insurance Company Should Provide
You are paying for hurricane insurance coverage, so it’s important that you receive adequate coverage following a storm. Depending on the terms of your hurricane insurance policy, your insurance company should provide some or all of the following:
● Replacement costs for damaged property, including electronics, furniture and appliances
● Reimbursement for food and shelter if you are not able to live in your home after a hurricane
● Damage to your roof or home due to someone else’s tree
● Damage to any vehicles
● Payment for the removal of downed trees, branches and debris
How the Holman Law Firm Can Help
The last thing you should have to deal with during a stressful situation is an insurance company that takes their time or refuses to settle a claim on losses covered under the policy you purchased. In this event, the insurance company may be guilty of insurance bad faith. The Holman Law Firm works alongside property owners who have suffered financial loss due to hurricane damage covered under insurance policies when their insurer refuses payment or delays it.
Keep in mind what you should expect from your insurer this hurricane season. If your insurer falls short and attempts to stall or refuses payment on items covered under your policy, contact The Holman Law Firm immediately.
The Holman Law Firm is committed to providing the best legal service in Pensacola, Destin, Pace and Cantonment, FL in a variety of legal areas including Family Law, Personal Injury and Hurricane/Storm Damage Claims. Contact us now for a free consultation at our office or go online at www.holmanfirm.com.