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What if my Car was Hit by an Uninsured Driver?

by | Nov 23, 2020 | Blog |

Let’s say you get in a car accident with another vehicle. You get out to exchange information and to make matters worse, you find out that the driver who hit you is not insured. Unfortunately according to recent research, about 13% of drivers are not insured. This may be due to the cost or hassle of getting insurance or it may be simply negligence. Regardless of the reason, it causes a headache for everyone involved. However, it’s not your fault so let’s walk through what to do and what will happen moving forward. 

There are a couple of things you will want to do immediately following the accident while still at the scene. These steps are very important and may prove to be vital if you need to go to court over the accident.

First, you will want to contact the authorities. An uninsured driver may be hesitant about you calling the police but it’s the right thing to do. Do not let them persuade you otherwise. It will end up being a bigger headache later. Takedown their license plate number in case they try to flee before the police arrive. 

Even though they don’t have insurance you should get their name and contact information. This will help you in case they try to leave or cause further issues. The police should get everyone’s information so make sure you receive a copy of that. You will want to make sure you document all the damage to all cars involved. This will be helpful if they try to dispute anything. Taking photos on your phone is very helpful because it will have time stamps. 

Do not accept liability if you did not cause the accident. If the accident was the fault of the other driver you don’t want to say anything that could be construed as taking responsibility. It is best to wait for the police to arrive and answer their questions truthfully and honestly rather than trying to figure it out with the other driver. 

Once you’ve wrapped up with authorities and left the scene of the accident it’s important to take the proper steps to ensure everything goes well. You will want to have your car inspected to check for damage and you will also want to have a medical inspection to check for any injuries you could have sustained. 

If injuries or damage did occur you will need to contact both your health and car insurance providers. Since you are dealing with an uninsured driver it is wise to utilize an attorney to help you handle the proceedings. An experienced attorney can help you with negotiations as well as help you put together a case should it come to that. 

If you’ve been in an auto accident with an uninsured driver call Holman Law Firm to speak with a qualified attorney today!

Do not suffer due to someone’s negligence. Our highly experienced team has the knowledge and resources needed to help you decide what the right path is for your case. Holman Law Firm is committed to providing the best legal service in Pensacola, Destin, Pace and Cantonment, FL in a variety of legal areas. Contact us now for a free consultation at our office or go online at www.holmanfirm.com.


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